To get the biggest benefit from this, it’s a good idea to sit down and make a list of all your outgoings for each month. Write down all your regular household payments, such as your rent or mortgage, council tax, gas and electricity and so on. You should then add any other payments which [...]

Employees’ provident fund for retirement planning
The basic purpose of this is to build up a corpus for retirement. There is a statutory deduction of 12 per cent from an employee’s salary. An employee can contribute more than 12 per cent of the salary. An employer too is bound to contribute 12 per cent of [...]